Provide financial protection for your family in the event of your passing. We will help you select a plan that meets the unique needs of you and your loved ones.
Protect your hard-earned assets and the physical, emotional, and financial well -being of your spouse and family. We will walk you through the steps of choosing a thoughtful plan that allows you to have that safety and care in place.
At Terrapin, your life changes are not a sales transaction. We are committed to listening to your needs and providing the best possible experience, creating a solution tailored to you.
We Make It Personal
What matters to YOU? What are YOUR goals? How do YOU see YOUR future? These are the basic starting points in creating your plan for you and your loved one’s protection.
Tailored Plans
Curated plans based on your financial protection needs with competitive rates, from the highest rated companies, for Life and Long Term Care Insurance.
No Obligation Quotes
We are here to help you discover the best solutions without pressure or obligations.
FAQS
What is Term Life Insurance?
Term Life insurance is coverage that lasts for a specific period of time (the term) that is selected at the time of application. Term Life insurance is popular because it typically offers the most amount of coverage for the lowest initial premium.
How Does Life Insurance Work?
Life insurance is an agreement between you and a life insurance company. You periodically pay an insurance premium over time and if you die, the life insurance company will pay a death benefit or lump sum of money to someone you choose- TAX FREE!
What is Long-Term Care Insurance?
Long-Term Care covers expenses beyond what health insurance may cover. Long-Term Care can reimburse for expenses related to maintaining your lifestyle should aging, cognitive impairment, chronic illness, or a disability makes it difficult to care for yourself.
How Does Life Insurance Fit in with My Financial Plan?
Life insurance is part of a comprehensive financial plan as you look to protect your assets and build a legacy for those you love and depend on you.
How Much Life Insurance Do I Need?
The amount of insurance you need depends on who you want to protect financially and for how long. When deciding, consider immediate, ongoing and future expenses.
Is Life Insurance Expensive?
Life insurance is more affordable thank you think it is. The cost depends on several factors like your age, your health, the type of policy and how much coverage you buy. We are committed to helping you find the best rates on solutions suited for your needs.
Can I Speak to a Live Person and Ask Questions?
Yes! At Terrapin, we keep it personal and want YOU to have the best experience possible. Contact us and a licensed agent will respond.
What Happens If I Don’t Have Long-Term Care Insurance?
If you develop a health condition like chronic illness or cognitive impairment that requires care, you may burn through your life savings without Long-Term Care insurance in place. You could have no choice but to rely on a family members and personal savings for care. Long-Term care insurance allows you to be in control of your healthcare, to spare your family from financial and emotional stress, and to protects your assets.
Testimonials
I want to thank Adam and Zanna for helping me find the right life insurance plan for me and my family and for pointing me in the right direction! It's great to know there are still people out there who have great integrity. It was a pleasure working with the team at Terrapin and I would recommend them to anyone who needs help with their insurance needs. Thanks again Adam and Zanna! -Robert K
Helped me purchase a personal and business policy at a reasonable rate.
-Jason R.
Zanna helped us navigate the approval process and implementation of finding long-term care insurance for our parents. Zanna has been wonderful to work with and she stays in touch on a regular basis. Thank you for the great customer service.
-Jaclyn P.
Good company, great team! I can't say enough good things about the professionalism of Zanna. My husband and I wanted to purchase life insurance as part of our financial planning strategy and to prepare for having kids in the future, but neither one of us knew much about how it works, so we had a lot of questions. Zanna took her time to answer all of our questions and concerns, she was very patient with us and encouraged us to do our own research as well. She helped us find the right plan for our needs.
-Lindsey W.
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